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Mobile · AI

Personal Finance Coach App

An iOS/Android app with an AI coach that flags risky spending patterns before they become a real problem.

Client

Consumer fintech startup

Services

Mobile, AI

Stack

React NativeNode.jsPlaidOpenAI API

The challenge

Budgeting apps that just show a pie chart of last month's spending arrive too late to change anything. The founders wanted something that caught a risky pattern while it was still forming.

What we built

We built a cross-platform app with an AI layer that watches spending velocity, not just totals, and nudges the user before a pattern becomes a shortfall — plain-language, not a wall of graphs.

The result

Beta users opened the app nearly daily rather than once a month, and the team used that engagement data to close a seed round.

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Office

Decar Solutions[Street address][City, postcode]

Registration

[Company registration no.][VAT ID]